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#1
July 4, 2007, 01:13 AM
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Update on Prosper.com... 340,000 members, generating $71-million in Loans...
Interesting article on person-to-person Banking...
There's Money to be made by Getting into person-to-person Lending...  Research the URL's and Pay Attention... To what some are Doing, including Money requirements & interest rates... A little Brainstorming & Creativity... (GROI) Great return on investment(s)...  Fast cash just a click away... People are increasingly sidestepping banks and heading to the Internet to set up person-to-person loans http://www.theglobeandmail.com/servl...ory/Technology Phil 
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#2
July 5, 2007, 10:17 AM
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Re: Update on Prosper.com... 340,000 members, generating $71-million in Loans...
Quote:
Thanks Phil for sharing that... Looks great if you need a "smallish" loan (eg. under $20,000)! (I say that's "smallish" since I'm comparing to the amounts many businesses want to raise, in the hundreds of thousands or more...) A friend of mine who's of ethnic Vietnamese background told me this. Small person-to-person loans like this happen all the time in the immigrant Vietnamese community. Especially to help start small-scale businesses. I bet it happens in many other communities too. However, thanks to the internet - the whole idea can go "large-scale" and many more people can benefit... Viva la (internet) revolution! Cheers, Dien Last edited by Dien Rice : July 5, 2007 at 10:33 AM. Reason: grammar
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#3
July 5, 2007, 12:56 PM
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if you can collect the money
http://forums.prosper.com/index.php?showtopic=27843
Prosper.com is fine if you can collect the money. It's an unsecured loan, no collateral.
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#4
July 5, 2007, 03:51 PM
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Re: if you can collect the money
Just like with any business and/or financial arrangement...
You've got to Do your Research & Homework... There are Many people on Prosper and Zopa who have Good incomes to support their loans... All Verifiable and communications with applicants is a Must and part of the system... Like with Many in today's society, they've screwed up in their Credit and trying to re-build... Of course... Life is Full of Risks... Especially when you Leave your house each and every Day... Phil
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